Credit
Course Listing
Credit Risk Management - Structuring Term Lending & Capital Expenditure Financing
In most businesses, fixed assets or capital expenditure may be required to support their daily operating cycles. It is important to appreciate where companies can source money to invest. Generally, the first line of defence would be their available cash as well as capital injection by the shareholders if possible. However, if these sources are... [more]
Credit Risk Management - Structuring Working Capital Financing
Working capital is probably the most used terminology in credit. It is often the purpose for which borrowers approach the banks. However, most bankers do not really have a good understanding of what working capital is. They simply attribute the loan purpos... [more]
Credit Risk Management – Credit Monitoring
This 3-day fundamental-intermediate programme will enable delegates to manage loans effectively by focusing on risk and opportunities identified in the underwriting process and supported by loan documentation. Deleg... [more]
Effective Cash Flow Lending
This intermediate 3-day course looks at one of the most important aspect in lending. Assessing cash flow is an absolutely critical step throughout the entire credit process although it is not the only area of analysis in any credit. Cash flow must be as... [more]
Effective Credit Monitoring to Minimise Non Performing Loans
It is important for bankers to realise that credit does not end with disbursement of the loan or activation of the facilities. After the birth of each credit, it has to be monitored effectively to ensure that the bank is able to detect early signs of credit deteriorations.... [more]
Integrated Financial Statement Analysis for Credit Professionals
In credit evaluation, potential or existing borrowers provide us with their financial statements that effectively report on the financial effects of transactions affecting a business. It is critical for credit officers to distinguish the difference between financial reporting and financial analysis. In Financial Analysis, lenders must have the competency to analyse in such a manner that an integrated understanding of the financial statements is attained to enable financial risks to be identified... [more]
Loan Syndication - A Practical Approach - NEW!
This 3-day programme covers the key areas of loan syndication process with practical considerations. It is an inten... [more]
Practical Aspects of Lending to SMEs
This 3-day programme provides participants with conceptual knowledge and skills to appreciate and analyse quantitativ... [more]
